Pre-paid Funeral Plans

Perfect Choice Pre-paid Funeral Plans

Thinking about your own funeral is never an easy thing to do. However, almost everyone says that once they’ve taken care of these essential arrangements, they feel so much happier and have peace of mind. The fact is there are lots of good reasons to consider a Perfect Choice Funeral Plan. As well as bringing you comfort and reassurance now, it relieves your loved ones of a great burden at a time when they will be distressed enough.

Unlike some of the plans offered by other companies which seem good value at first glance, we don’t make a restriction on the day and time of the service and sometimes the choice of crematorium, which they do for their convenience, not the family’s. Also, they can have a smaller contribution included towards the essential ‘third party costs’ which means that there can be a significant shortfall to be made up at the time of the funeral. Do check their ‘small print’ when comparing what is included.


Plan ahead for peace of mind

If you’ve ever had to arrange a funeral for someone you’ll appreciate just how much there is to decide. By taking care of things now you can be sure of having the kind of funeral you would really like, not one that others think you may have wanted.


It makes financial sense

Two of the most common questions asked are “Will my money be safe?” and “Will I get the funeral I would like?” Our reply is a resounding “YES” to both.

As a member of the National Association of Funeral Directors (NAFD), we are committed to maintaining the highest standards and adhere to a strict code of practice. The plan we offer is the plan that NAFD believes represents the most robust and professionally managed pre-payment plan that is available to funeral directors and their customers.

A Perfect Choice Funeral Plan gives you exceptional financial security for your money. Every penny of the full value of a Perfect Choice plan (excluding the initial management fee) is held securely in a whole of life assurance policy and ring fenced to pay for your funeral when the time comes. The money is made immediately available and the funds cannot be used for anything other than your funeral for total peace of mind.

Perfect Choice funds are held in guaranteed whole of life assurance policies with a life assurance company that is authorised by the Prudential Regulation Authority (PRA) and the Financial Conduct Authority (FCA). Funeral plans themselves are not regulated by the PRA and FCA but are regulated by the Funeral Planning Authority.


Be remembered in the way you wish

Everyone has a different idea about the kind of funeral arrangements they would like. With Perfect Choice you can be sure your wishes will be granted. Almost any request you can think of can be accommodated. Just contact us and we will be happy to take you through the options available and help you make the decisions that are right for you.

The following chart illustrates the options included and cost of our three set plans.

THE
ESSENTIAL
PLAN
THE
CLASSIC
PLAN
THE
PREMIER
PLAN
The services of your funeral director
Provision of the necessary funeral arrangements
Professional advice on certification and registration of death
Collection of the deceased to the funeral director’s premises
(within 10 miles radius)
Care of the deceased until the cremation of burial takes place
A simple coffin
A veneered coffin
A superior veneered coffin
A hearse to convey the deceased to the nearest crematorium
Provision of one limousine for family and friends
Provision of two limousines for family and friends
A contribution towards the fees payable to third parties
An option to view the deceased
The collection and administration of charitable donations
Funeral director’s costs £1,650.00 £1,990.00 £2,240.00
Contribution to third party fess £1,100.00 £1,100.00 £1,100.00
Management fee £200.00 £200.00 £200.00
TOTAL PLAN PRICE £2,950.00 £3,290.00 £3,540.00

If you would prefer a burial or wish to personalise your plan, please call us on the number above. The prices above are valid until 31 March 2019.


Instalment Payment Prices

THE
ESSENTIAL
PLAN
THE
CLASSIC
PLAN
THE
PREMIER
PLAN
Cost of plan (single payment) £2,750.00 £3,090.00 £3,340.00
Management fee £200.00 £200.00 £200.00
Total cost of plan (single payment) £2,950.00 £3,290.00 £3,540.00
12 Monthly Payments
First payment (includes management fee) £429.17 £457.50 £478.33
11 payments of £229.17 £257.50 £278.33
Total amount payable £2,950.04 £3,290.00 £3,539.96
24 Monthly Payements
First payment (includes management fee) £326.50 £342.14 £353.64
23 payments of £126.50 £142.14 £153.64
total amount payable £3,236.00 £3,611.36 £3,887.36
Additional cost of paying by instalments £286.00 £321.36 £347.36
36 Monthly Payments
Firsdt payment (includes management fee) £288.00 £298.88 £306.88
35 payments of £88.00 £98.88 £106.88
Total amount payable £3,368.00 £3,759.68 £4,047.68
Additional cost of paying by instalments £418.00 £469.68 £507.68
48 Monthly Payments
First payment (includes management fee) £268.75 £277.25 £283.50
47 payments of £68.75 £77.25 £83.50
Total amount payable £3,500.00 £3,908.00 £4,208.00
Additional cost of paying by instalments £550.00 £618.00 £668.00
60 Monthly Payements
First payment (includes management fee) £257.75 £264.89 £270.14
59 payments of £57.75 £64.89 £70.14
Total amount payable £3,665.00 £4,093.40 £4,408.40
Additional cost of paying by instalments £715.00 £803.40 £868.40

Please note there is an additional cost for paying by instalments over 24, 36, 48 and 60 months as shown. This additional cost is held within the plan and used for the funeral at the time of need. Instalment amounts are calculated to the nearest penny and total prices may vary by a few pence due to rounding. Terms and Conditions and Additional Instalment Payment Terms and Conditions apply – please ask us for a copy or contact us to discuss the options in more detail.


Burial option

If you would prefer a burial, we will provide you with a quotation based on your individual specification, including a list of disbursements and your chosen cemetery or churchyard. To request a quotation for our burial option, please call us on 01978 261 764.


The Personal Plan

We also offer a Personal Plan which can be tailored to your specific requirements. A funeral is a very personal occasion and many people have particular wishes. We can meet you at our premises, or in the comfort of your home, to discuss your wishes, provide guidance and advice and give you a detailed quotation.


Fees payable to third parties

Third party fees include a contribution towards crematoria costs, minister’s fee and doctor’s fees. Whilst we guarantee the funeral director’s services for your chosen plan, we have no control over increases in third party fees and are therefore unable to guarantee third party fees in advance.


Management fee

All our funeral plans include a management fee of £200.00 paid to Perfect Choice Funeral Plans which covers the cost of the setting up and administration of your plan.

The first step…
Simply think about the way you would like to be remembered. You may wish to take a little time to discuss it with your family and friends. Chatting things through with those you love often makes everything easier and helps make sure they know your thoughts too.

Then…
Contact us, we will listen to your thoughts and then make suggestions to develop your plan. As an accredited Perfect Choice funeral director we have lots of experience in helping people plan just the funeral they want and we will be only too pleased to help you.

To talk to us or request a brochure call 01978 261764, or alternatively fill out our contact page.