Perfect Choice Pre-paid Funeral Plans
Unlike some of the plans offered by other companies which seem good value at first glance, we don’t make a restriction on the day and time of the service and sometimes the choice of crematorium, which they do for their convenience, not the family’s. Also, they can have a smaller contribution included towards the essential ‘third party costs’ which means that there can be a significant shortfall to be made up at the time of the funeral. Do check their ‘small print’ when comparing what is included.
Plan ahead for peace of mind
It makes financial sense
As a member of the National Association of Funeral Directors (NAFD), we are committed to maintaining the highest standards and adhere to a strict code of practice. The plan we offer is the plan that NAFD believes represents the most robust and professionally managed pre-payment plan that is available to funeral directors and their customers.
A Perfect Choice Funeral Plan gives you exceptional financial security for your money. Every penny of the full value of a Perfect Choice plan (excluding the initial management fee) is held securely in a whole of life assurance policy and ring fenced to pay for your funeral when the time comes. The money is made immediately available and the funds cannot be used for anything other than your funeral for total peace of mind.
Perfect Choice funds are held in guaranteed whole of life assurance policies with a life assurance company that is authorised by the Prudential Regulation Authority (PRA) and the Financial Conduct Authority (FCA). Funeral plans themselves are not regulated by the PRA and FCA but are regulated by the Funeral Planning Authority.
Be remembered in the way you wish
The following chart illustrates the options included and cost of our three set plans.
|The services of your funeral director|
|Provision of the necessary funeral arrangements|
|Professional advice on certification and registration of death|
|Collection of the deceased to the funeral director’s premises
(within 10 miles radius)
|Care of the deceased until the cremation of burial takes place|
|A simple coffin|
|A veneered coffin|
|A superior veneered coffin|
|A hearse to convey the deceased to the nearest crematorium|
|Provision of one limousine for family and friends|
|Provision of two limousines for family and friends|
|A contribution towards the fees payable to third parties|
|An option to view the deceased|
|The collection and administration of charitable donations|
|Funeral director’s costs||£1,650.00||£1,990.00||£2,240.00|
|Contribution to third party fess||£1,100.00||£1,100.00||£1,100.00|
|TOTAL PLAN PRICE||£2,950.00||£3,290.00||£3,540.00|
If you would prefer a burial or wish to personalise your plan, please call us on the number above. The prices above are valid until 31 March 2019.
Instalment Payment Prices
|Cost of plan (single payment)||£2,750.00||£3,090.00||£3,340.00|
|Total cost of plan (single payment)||£2,950.00||£3,290.00||£3,540.00|
|12 Monthly Payments|
|First payment (includes management fee)||£429.17||£457.50||£478.33|
|11 payments of||£229.17||£257.50||£278.33|
|Total amount payable||£2,950.04||£3,290.00||£3,539.96|
|24 Monthly Payements|
|First payment (includes management fee)||£326.50||£342.14||£353.64|
|23 payments of||£126.50||£142.14||£153.64|
|total amount payable||£3,236.00||£3,611.36||£3,887.36|
|Additional cost of paying by instalments||£286.00||£321.36||£347.36|
|36 Monthly Payments|
|Firsdt payment (includes management fee)||£288.00||£298.88||£306.88|
|35 payments of||£88.00||£98.88||£106.88|
|Total amount payable||£3,368.00||£3,759.68||£4,047.68|
|Additional cost of paying by instalments||£418.00||£469.68||£507.68|
|48 Monthly Payments|
|First payment (includes management fee)||£268.75||£277.25||£283.50|
|47 payments of||£68.75||£77.25||£83.50|
|Total amount payable||£3,500.00||£3,908.00||£4,208.00|
|Additional cost of paying by instalments||£550.00||£618.00||£668.00|
|60 Monthly Payements|
|First payment (includes management fee)||£257.75||£264.89||£270.14|
|59 payments of||£57.75||£64.89||£70.14|
|Total amount payable||£3,665.00||£4,093.40||£4,408.40|
|Additional cost of paying by instalments||£715.00||£803.40||£868.40|
Please note there is an additional cost for paying by instalments over 24, 36, 48 and 60 months as shown. This additional cost is held within the plan and used for the funeral at the time of need. Instalment amounts are calculated to the nearest penny and total prices may vary by a few pence due to rounding. Terms and Conditions and Additional Instalment Payment Terms and Conditions apply – please ask us for a copy or contact us to discuss the options in more detail.
The Personal Plan
Fees payable to third parties
The first step…
Simply think about the way you would like to be remembered. You may wish to take a little time to discuss it with your family and friends. Chatting things through with those you love often makes everything easier and helps make sure they know your thoughts too.
Contact us, we will listen to your thoughts and then make suggestions to develop your plan. As an accredited Perfect Choice funeral director we have lots of experience in helping people plan just the funeral they want and we will be only too pleased to help you.